Friday, December 19, 2008

'Tis the Season - To Save!

"Budget, budget, budget!"

"How can you stretch your dollar?"

"Money-saving tips for the holidays."

These are all headlines we see this holiday season. So, how do we spend wisely on this overly-commercialized holiday?

Here's an idea, why not buy your gifts after Christmas? It's really a genius idea. Instead of giving your Christmas gifts on the 25th this year, try passing the holiday and jumping to New Year's! Be different and send a New Year's gift or card instead. You'll be able to take advantage of huge after-Christmas sales and give even more to your loved ones. And those who truly know and love you won't mind in the least. But if they do ask, tell them you've been too busy helping charities this season – and do it! If you can wait and save on your holiday gifts, you had better donate to a local charity in some way. After all, gift-giving is really supposed to be a loving gesture – not because you have to for a holiday!

Why spoil your children with new toys and gadgets when you could give them something more personal, like giving your daughter your mother's recipe book? Or, a father giving his BB gun to his son (don't say you'll shoot your eye out). Children should learn to appreciate this holiday from the get-go. Each holiday season, have your children clean out the toy box, donate it, sell it on eBay (heck, your kids will learn beneficial online skills too!),or take them to a homeless or battered women's shelter. Instill the sense of giving to your kids, as they see you model this in your own life.

To get you started, there are literally hundreds of sites for the frugal gift-giver, but here are a couple of my top favorites.

Here's a great site with 63 gifts for under $10!
www.betterbudgeting.com

A personalized card along with your gift can make all the difference! Check out these cute card sayings.
www.tipjunkie.blogspot.com

Personalized gifts are more meaningful than expensive gifts anyways! According to the Consumer Reports' final holiday-season poll of 2008, nearly 70 percent of Americans are changing their family's traditions in response to tighter budgets. Among those changes: about 37 percent have said they've set a strict budget for gifts, 14 percent are making gifts and 6 percent won't exchange gifts at all. So, you're not alone this budget-crisis holiday season. Cut back, spend wisely, and think about doing a New Years gift giving instead! Happy 'stress-free' holidays!

- Erica

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